Maintaining Social Security as is. Social Security works well as it is today. There is much evidence to show that the idea that the money in Social Security will "run out" is overly pessimistic, and that indeed the so-called problem will disappear of its own volition if we do not change the system. Even if the Social Security fund does run short, it would be simple enough to shore up the reserves by very modest increases in rates.

 Privatization schemes. The idea that more money could be made through private investment accounts is misleading and irrelevant. Misleading because administration costs from privatization would be far more expensive than they currently are, and irrelevant because Social Security is not an investment scheme, but a safety net to provide for Americans in their old age. The idea behind Social Security is not a get-rich-quick scheme, but providing reliable aid to seniors who have worked their whole lives to provide a better America for themselves and their children.

 Raising the retirement age. Many proposals to "reform" Social Security include the notion of raising the retirement age so that Americans cannot get Social Security until a later age. We believe that Americans should not be forced to work when they are old and possibly infirm just to be able to live adequately.